Punjab & Sind Bank – Lateral Recruitment of Local Bank Officers (JMGS-I) 2026

Organization: Punjab & Sind Bank (Government of India Undertaking)
Post: Officer – JMGS I (Local Bank Officer)
Total Vacancies: 1000

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 Important Dates

• Online Application Start: 31 March 2026
• Last Date to Apply & Pay Fee: 20 April 2026

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 Vacancy Highlights

• Total Posts: 1000
• You can apply for ONLY ONE STATE
• Local language proficiency is mandatory for the applied state.
• No reservation for Ex-servicemen in Officer Cadre.

Highest Vacancies:

• Uttar Pradesh – 200
• Gujarat – 125
• Punjab – 100
• Chhattisgarh – 80
• Odisha – 80

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 Eligibility Criteria

 Nationality

Must be:

• Indian Citizen
  OR
• Nepal/Bhutan subject
  OR
• Other categories as mentioned (with Govt. of India eligibility certificate)

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 Age Limit (As on 01.03.2026)

• Minimum: 20 years
• Maximum: 30 years
• Born between 02.03.1996 and 01.03.2006

Age Relaxation:

• SC/ST – 5 years
• OBC (Non-creamy layer) – 3 years
• PwBD – 10 years
• 1984 Riot affected – 5 years
• Ex-servicemen – 5 years

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 Educational Qualification

• Graduation in any discipline from recognized university
• Must have valid mark sheet/degree certificate

 Experience (Very Important)

• Minimum 18 months branch experience
• Must be working as Officer
• Experience should be in:
  • Scheduled Commercial Bank OR
  • Regional Rural Bank (listed in RBI Second Schedule)

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 Salary & Benefits

Pay Scale (JMGS-I):

₹48,480 – ₹85,920

✔ Join at initial scale + 3 increments
✔ DA, HRA, CCA
✔ Medical, LTC, Terminal benefits
✔ JAIIB/CAIIB increments protected

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 Bond & Probation

• Bond Period: 3 Years
• Bond Amount: 3 months’ gross salary
• Probation Period: 6 Months

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 Credit Score Requirement

• Minimum CIBIL Score: 650
• Report required at document verification

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 Selection Process

1. Written Test (Online)
2. Screening
3. Personal Interview
4. Local Language Test
5. Final Merit List

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 Written Exam Pattern

Section	Questions	Marks	Duration
English	30	30	30 min
Banking Knowledge	40	40	40 min
General Awareness/Economy	30	30	30 min
Computer Aptitude	20	20	20 min
Total	120	120	120 min

✔ Sectional Cutoff:

• UR/EWS: 40%
• Reserved: 35%

✔ Final Merit:

• Written Test – 70% weightage
• Interview – 30% weightage

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 Application Fee

• SC/ST/PwBD – ₹100 + taxes
• General/OBC/EWS – ₹850 + taxes

Online payment only.

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 How to Apply

Apply online only through official website:
https://punjabandsind.bank.in

No offline mode allowed.

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 Important Conditions

• Must know local language of applied state.
• No inter-state transfer till 12 years or promotion to SMGS-IV.
• Must produce NOC if working in Govt/PSU/Bank.
• Interview likely in New Delhi.
• Court jurisdiction: Delhi.

Punjab and Sind Bank Local Bank Officer Important Links

• Apply Online: Click here
• Official Notification PDF: Click here
• Official Website: Click here