Bank of India Recruitment 2026 Apply Online for 779 Credit Officer Posts, Last Date 20 July

Bank of India Recruitment 2026: The Bank of India has officially released a new recruitment notification for 779 Credit Officer vacancies under the General Banking Officer (GBO) Stream. Eligible candidates can apply online through the official BOI website from 30 June 2026 to 20 July 2026.

This recruitment drive includes vacancies for MMGS-II, MMGS-III, and SMGS-IV officer positions across India. Candidates interested in banking jobs and officer-level government jobs should check eligibility, selection process, exam pattern, salary, and application process before applying.

Bank of India Credit Officer Recruitment 2026 Overview

Organization	Bank of India
Post Name	Credit Officer (GBO Stream)
Total Vacancies	779 Posts
Application Start Date	30 June 2026
Last Date to Apply	20 July 2026
Job Location	Across India
Application Mode	Online
Official Website	bankofindia.bank.in

Vacancy Details

MMGS-II

• SC: 102

• ST: 52

• OBC: 180

• EWS: 69

• General: 274

• Total: 677 Posts

MMGS-III

• SC: 10

• ST: 5

• OBC: 16

• EWS: 8

• General: 22

• Total: 61 Posts

SMGS-IV

• SC: 6

• ST: 2

• OBC: 9

• EWS: 3

• General: 21

• Total: 41 Posts

Grand Total: 779 Posts

Age Limit (As on 01 June 2026)

MMGS-II

• Minimum Age: 25 Years

• Maximum Age: 32 Years

MMGS-III

• Age Limit: 28 to 38 Years

SMGS-IV

• Age Limit: 32 to 45 Years

Age Relaxation

• SC/ST: 5 Years

• OBC: 3 Years

• PwBD: 10 Years

• Ex-Servicemen: 5 Years

Salary Details

MMGS-II

₹64,820 – ₹93,960

MMGS-III

₹85,920 – ₹1,05,280

SMGS-IV

₹1,02,300 – ₹1,20,940

Along with salary, selected candidates will receive allowances and bank benefits as per rules.

Bank of India Recruitment 2026 Educational Qualification

Candidates applying for Bank of India Credit Officer Recruitment 2026 must fulfill the educational qualification and work experience criteria according to the post applied for.

1. Credit Officer (GBO Stream) – MMGS-II

Age Limit: 25 to 32 Years

Educational Qualification:

Candidates must have:

• A Bachelor’s Degree (Graduation) in any discipline from a recognized University/Institute with minimum 60% marks
• 55% marks required for SC/ST/OBC/PwBD candidates

OR

Candidates having any of the following professional qualifications can also apply:

• CA (Chartered Accountant)
• CMA / ICWA
• CS (Company Secretary)
• CFA (Chartered Financial Analyst)

Preferred Qualification (Desirable):

• 2 Year Post Graduation Degree in Commerce, Banking, Finance, Management, Marketing or Credit-related field

OR

• MBA
• PGDBM
• CA
• CFA
• CMA-ICWA
• Certified Credit Professional Course in Trade Finance/MSME from IIBF, Moody’s or Government recognized institutions

Work Experience Required:

• Minimum 3 years post qualification experience as Officer
• Out of which 2 years experience in:
  • MSME Credit Processing
  • Commercial Credit
  • Project Finance
  • Mid & Large Corporate Credit
• Experience must be in:
  • Scheduled Commercial Banks
  • Financial Institutions
  • NBFCs

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2. Credit Officer (GBO Stream) – MMGS-III

Age Limit: 28 to 38 Years

Educational Qualification:

Candidates must have:

• Graduation Degree in any discipline from recognized University with 60% marks
• 55% marks for SC/ST/OBC/PwBD candidates

OR

Professional qualification:

• CA
• CMA / ICWA
• CS
• CFA

Work Experience Required:

• Minimum 5 years post qualification experience as Officer
• Out of which 3 years experience in:
  • MSME Credit Processing
  • Commercial Credit
  • Project Finance
  • Mid & Large Credit Handling

Experience required in:

• Scheduled Commercial Banks
• Financial Institutions
• NBFCs

---

3. Credit Officer (GBO Stream) – SMGS-IV

Age Limit: 32 to 45 Years

Educational Qualification:

Candidates must have:

• Bachelor Degree in any discipline with 60% marks from recognized University
• 55% marks for reserved category candidates

OR

Professional qualification:

• CA
• CMA / ICWA
• CS
• CFA

Work Experience Required:

• Minimum 7 years post qualification experience as Officer
• Out of which 4 years experience in:
  • MSME Credit
  • Commercial Credit
  • Project Finance
  • Mid & Large Corporate Credit

Experience should be from:

• Scheduled Commercial Banks
• Financial Institutions
• NBFCs

Important Note

Candidates who were previously employed in similar positions in Bank of India are not eligible to apply. Selected candidates must be ready for posting anywhere in India.

Application Fee

• SC / ST / PwBD: ₹175

• General / OBC / EWS: ₹850

Selection Process

Selection will be based on:

1. Online Examination

2. Personal Interview

3. Document Verification

Online Exam Pattern

Subject	Questions	Marks
English Language	25	25
Professional Knowledge	100	100

Total Duration: 120 Minutes

Negative Marking

• 0.25 marks deducted for every wrong answer.

Required Documents

Candidates need:

• Passport Size Photograph

• Signature

• Left Thumb Impression

• Handwritten Declaration

• Graduation Certificates

• Experience Certificates

• Category Certificate (if applicable)

• Valid ID Proof

Security Deposit After Selection

• MMGS-II: ₹2,00,000

• MMGS-III: ₹3,00,000

• SMGS-IV: ₹3,00,000

Refundable after 3 years of satisfactory service.

How to Apply

Candidates can apply online by following these steps:

1. Visit official BOI website

2. Go to Careers Section

3. Open Credit Officer Recruitment 2026 notification

4. Click Apply Online

5. Register with email and mobile number

6. Fill application form carefully

7. Upload documents

8. Pay application fee online

9. Submit form and print confirmation

Important Dates

• Notification Released: 01 June 2026

• Online Application Start: 30 June 2026

• Last Date to Apply: 20 July 2026

• Exam Date: To Be Announced

Bank of India Credit Officer Recruitment 2026 - Important Links

• Apply Online: Click here
• Official Notification PDF: Click here
• Official Website: Click here 

Candidates looking for latest bank jobs in 2026 should not miss this opportunity in Bank of India recruitment.

Frequently Asked Questions (FAQs)

Q1. How many vacancies are available in Bank of India Recruitment 2026?
There are a total of 779 Credit Officer vacancies.

Q2. What is the last date to apply for BOI Recruitment 2026?
The last date to submit online application is 20 July 2026.

Q3. What is the application fee for General category?
General, OBC and EWS candidates need to pay ₹850.

Q4. What is the selection process for Credit Officer posts?
Selection includes Online Exam, Interview and Document Verification.

Q5. What is the salary of Bank of India Credit Officer?
Salary ranges from ₹64,820 to ₹1,20,940 depending on scale.

Q6. Is there negative marking in BOI exam?
Yes, 0.25 marks will be deducted for each wrong answer.